Delaware Business Loan With an IRS Tax Lien — Tax Lien Financing

By Sarah Mitchell, CPA | Reviewed by: James Okafor, EA | Updated May 2026

An IRS federal tax lien against a Delaware business is a public legal claim against all business assets — current and future. The Notice of Federal Tax Lien appears in public records, destroys business credit, prevents bank financing, and can trigger default on existing loans. Tax lien subordination financing is the primary solution.

IRS Tax Lien Financing in Delaware: What You Need to Know

The IRS files a Notice of Federal Tax Lien automatically after a tax assessment goes unpaid for 10 days following the Final Notice of Intent to Levy. In Delaware, federal tax liens are recorded at the county courthouse where the business has its principal place of business. The lien attaches to everything the business owns — equipment, receivables, bank accounts, real property, and future assets.

IRS Offices in Delaware

There are 2 IRS Taxpayer Assistance Centers in Delaware (located in Wilmington, Dover). For businesses with active IRS enforcement, engaging the IRS directly without representation is not recommended — a single error in collection negotiations can accelerate enforcement action.

How It Works for Delaware Businesses

1. Apply (2 min): Business info + tax debt amount. No upfront fees.
2. 24-48hr review: Matched to lenders with Delaware IRS Tax Lien Financing experience.
3. Lender proposal: Underwriting based on cash flow, not just tax history.
4. Funded + IRS paid: Lender pays Delaware Division of Revenue or IRS directly. Enforcement stops.

Apply — Delaware IRS Tax Lien Financing

No obligation. No upfront fees.

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Full Name *

Business Name *

Email Address *

We'll send your financing options here.

Phone Number *

Type of Tax Debt *-- Select Tax Debt Type --IRS 941 Payroll Tax DebtFederal Tax LienIRS Bank Levy (Active Now)Trust Fund Recovery Penalty (TFRP)State Tax DebtOIC Bridge FinancingMultiple Types

Approximate Tax Debt Amount *-- Select Amount --$10,000 - $25,000$25,000 - $50,000$50,000 - $100,000$100,000 - $250,000$250,000 - $500,000$500,000+

Business State *

Brief Description (Optional)

What enforcement actions are active? How long has the debt been owed? Any upcoming deadlines?

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Frequently Asked Questions

Disclosure: Tax Funds is a financing marketplace. Content is for informational purposes only. IRS procedures sourced from IRS.gov.