Stop IRS Enforcement.Get Funded in 24-72 Hours.
We connect businesses facing IRS 941 payroll tax debt, federal tax liens, and bank levies with specialized lenders who pay the IRS directly — stopping enforcement and releasing your lien within 30 days. No upfront fees.
Any Business With IRS Tax Debt
From construction contractors to healthcare practices, our lender network serves any business type with IRS 941 payroll tax debt, federal tax liens, or active enforcement actions.
IRS Payroll Tax Debt & Liens
Subcontractors and general contractors facing 941 payroll tax delinquency from slow-pay clients — the most common IRS enforcement situation in construction.
Federal Tax Liens & TFRP
Medical practices, dental offices, and healthcare staffing businesses facing IRS federal tax liens blocking insurance credentialing and equipment financing.
IRS Bank Levies & Seizures
Restaurants and hospitality businesses hit by IRS bank levies during slow seasons — emergency 24-72 hour financing available within the 21-day hold window.
Why Businesses With IRS Debt Are Stuck
An active federal tax lien locks your business out of every conventional financing channel — while the IRS enforcement clock keeps running.
Banks Say No
Traditional banks and SBA lenders reject all applications when a federal tax lien is on record. Your collateral is already claimed by the IRS — no exceptions.
The IRS Won't Wait
From a missed payroll deposit to a bank levy takes as little as 90-120 days. A bank levy freezes your account within 21 days of the notice — then funds are swept.
Personal Liability Grows
The Trust Fund Recovery Penalty (TFRP) makes business owners personally liable for 100% of unpaid employee payroll taxes — surviving business closure and bankruptcy.
Debt Compounds Daily
IRS interest (8% annually) plus failure-to-deposit penalties up to 15% stack on top of each other. Every day unresolved adds more to the balance you already can't pay.
Contracts at Risk
Federal contractors with active tax liens are flagged in SAM.gov. State government vendors face the same risk — cutting off the revenue needed to pay the IRS.
Trapped With No Exit
IRS payment plans keep the lien active for up to 6 years. OIC takes 12-24 months. The only fast exit is to pay the IRS — which requires a lender that understands tax debt.
How Tax Funds Resolves Your IRS Debt
Our lender network operates completely outside the conventional banking system — and knows exactly how to navigate active IRS enforcement.
Apply — 2 Minutes
Submit your business information and approximate IRS debt amount. No hard credit pull. No upfront fees required to apply.
Day 1Lender Review
Our lending network reviews your cash flow — not your tax history. Underwriting is based on ability to repay, not IRS history.
Days 1-3IRS Subordination
The lender obtains an IRS Certificate of Subordination (IRC §6325(d)) to take priority position over the existing IRS lien and fund the payoff.
Days 3-14Lien Released — Done
The lender pays the IRS in full. The IRS issues a Certificate of Release within 30 days. You repay the lender on a fixed schedule. IRS is out of the picture.
Days 7-30Every Type of Business Tax Debt
From 941 payroll tax debt to active bank levies, our network handles scenarios that traditional banks refuse to touch.
IRS 941 Payroll Tax Debt
The most common type. Financing pays the IRS in full, stops the TFRP personal liability clock, and releases all enforcement holds on your business.
Learn moreFederal Tax Lien Financing
Active IRS lien blocking your banking access? We use IRS subordination to fund and release the lien within 30 days, restoring your credit access.
Learn moreIRS Bank Levy — Emergency
Bank account frozen? You have 21 days before the IRS sweeps the funds. Emergency financing stops the levy and can recover frozen assets.
Learn moreTrust Fund Recovery Penalty
TFRP makes you personally liable for 100% of withheld payroll taxes. Paying the business debt through financing stops this personal assessment.
Learn moreState Tax Debt Financing
State tax liens, state levies, and state enforcement actions across all 50 states — alongside or separate from IRS federal tax debt situations.
Learn moreOIC Bridge Financing
Keep your business running during the 12-24 month Offer in Compromise review period, or fund the required OIC offer payment itself.
Learn moreWhat Business Owners Say
Representative accounts of how Tax Funds helped businesses resolve IRS enforcement.
"We had an IRS bank levy hit on a Friday. By Tuesday our account was unfrozen and the IRS had been paid in full. I didn't even know financing like this existed. It saved our business."
"The federal tax lien had been blocking our equipment financing for two years. Tax Funds connected us with a lender within 48 hours. The lien was released in 28 days."
"We had $280,000 in 941 payroll tax debt and were about to lose our government contract. The financing paid the IRS in full and we were SAM.gov compliant within 45 days."
Representative accounts. Names changed or initials used for privacy. Individual results vary based on business cash flow, debt amount, and lender underwriting.
The Fastest Path to a Clean Lien Record
Compare the real costs and timelines of each IRS resolution option.
| Factor | IRS Installment Agreement | Offer in Compromise | Tax Funds Financing Fastest |
|---|---|---|---|
| Lien Release Timeline | 72 months (stays active) | 12-24 months + 30 days | Within 30 days of funding |
| Banking Access Restored | Blocked 6 years | Blocked 12-24 months | Within 30-60 days |
| TFRP Clock Stopped | Still accruing | Accrues during review | Stopped at payoff |
| Outcome Certainty | Can default — restarts enforcement | ~40% acceptance rate | IRS paid in full — certain |
| SBA Loan Eligibility | Ineligible 72 months | Ineligible during review | Eligible after lien release |
| Government Contract Access | Flagged in SAM.gov | Flagged in SAM.gov | Restored after lien release |
Stop IRS Enforcement.Start the Application.
Our team reviews all applications within 24-72 hours and responds with financing options specific to your IRS situation. There are no upfront fees — ever.
- No upfront fees to apply or receive an assessment
- No hard credit pull on initial application
- Decision within 24-72 business hours
- Minimum $10,000 IRS or state tax debt — no maximum
- All 50 states, all industries, all tax debt types
- Works with active bank levies, federal tax liens, and TFRP
- Federal Tax Lien released within 30 days of IRS payoff
Free Financing Assessment
Takes 2 minutes — No hard credit pull — No upfront fees